Explain before recommending
We start by clarifying the plan type, costs, network rules, benefits, exclusions, and enrollment requirements.
About Healthie Insurance Agency
Health insurance guidance that keeps people at the center.
Founded in 2023 by Paul Petrac, Healthie Insurance Agency helps Florida individuals and families understand coverage options with personal service, practical explanations, and more than 50 years of combined private health insurance experience.
- Founded in 2023
- 50+ years combined experience
- Serving Florida
Built for real people
Support should feel personal, not transactional
Human supportQuestions are handled by people who can explain what the policy language actually means.
Clear comparisonsPremiums, deductibles, networks, prescriptions, and limitations are reviewed together.
Coverage built around your needsPlan choices should account for the household, budget, doctors, medications, and expected care.
Help beyond enrollmentWe remain available when clients need help understanding benefits, service questions, or next steps.
50+ Yearsof combined private health insurance experience across the Healthie team.
Our Story
A newer agency backed by decades of experience
Healthie Insurance Agency was founded in 2023 with a straightforward idea: people should not have to navigate health insurance alone. The agency brings together experienced insurance professionals who understand how confusing plan documents, enrollment rules, provider networks, and cost-sharing can become.
Our work is centered on Florida consumers. We help individuals and families compare available options, ask better questions, and understand the tradeoffs before selecting coverage.
That means looking beyond a monthly premium. A useful comparison also considers deductibles, copays, coinsurance, out-of-pocket limits, doctors, hospitals, prescriptions, eligibility requirements, and the limitations written into a policy.
Our standard is clarity
We do not believe a policy should be treated as a simple price quote. Clients deserve a plain-language explanation of what they are considering and where the limitations may be.
How We Work
Four principles behind every conversation
Our approach is designed to help clients feel informed rather than rushed.
Compare total value
A low premium can hide higher costs elsewhere. We help clients examine the broader financial picture.
Keep expectations realistic
Availability, benefits, savings, networks, and approval requirements differ by plan and applicant circumstances.
Stay available
Our relationship does not have to end when coverage starts. We remain a point of contact for insurance questions.
Paul Petrac
Founder, Healthie Insurance Agency
2023Year Healthie Insurance Agency was founded
FloridaPrimary state served by the consumer agency
Leadership
Built around service, not pressure
Paul Petrac founded Healthie Insurance Agency to create a more direct and supportive experience for people buying their own health insurance. The agency combines established industry knowledge with a simpler, consumer-focused way of communicating.
The goal is not to overwhelm clients with every possible option. It is to understand the household, identify the details that matter, and help the client make a better-informed decision.
Health insurance is easier to approach when someone takes the time to explain the choices, costs, and limitations in plain language.
Support Through the Details
Guidance before, during, and after enrollment
Health insurance decisions often involve more than choosing a company name or monthly price. We help organize the information that can materially change how a policy works for you.
01
Understand your situation
We review who needs coverage, current insurance, timing, budget, preferred providers, prescriptions, and expected care.
02
Review suitable options
Available plans are compared according to benefits, costs, provider access, enrollment rules, and policy limitations.
03
Confirm the practical details
Before enrollment, we help check the effective date, first premium, required information, and the documents tied to the selected plan.
04
Remain a resource
Clients can contact us when they need help understanding benefits, policy documents, or the appropriate next step.
Insurance guidance, not medical adviceHealthie helps clients understand coverage. Medical decisions remain between the patient and qualified healthcare providers.
Who We Help
Coverage guidance for different stages of life
Our consumer services cover the main plan categories discussed by Florida individuals and families.
Individual Health Insurance
Coverage guidance for self-employed people, independent workers, early retirees, and others buying insurance outside an employer plan.
Explore individual plansFamily Health Insurance
Household coverage comparisons involving dependents, pediatric needs, family deductibles, provider networks, and prescriptions.
Explore family plansShort-Term Health Insurance
Temporary medical coverage guidance for certain gaps, with careful attention to underwriting, exclusions, benefit limits, and duration.
Explore short-term plansACA Health Insurance
Marketplace and off-Marketplace major medical coverage guidance, including enrollment timing, networks, benefits, and possible savings.
Explore ACA plans
About Healthie
Common questions about the agency
Speak with us directly when you need information about a specific plan, carrier, network, or enrollment situation.
Ask an AgentGet to know your options with a real conversation
Speak with Healthie Insurance Agency about your household, current coverage, timing, provider needs, prescriptions, and the plan categories available in Florida.